Garach incorporated, Garach fiduciary consulting (Pty) LTD, Garfin insurance brokers CC,
Garfin Financial Consulting (PTY) Ltd t/a Garfin Private Wealth and Dilip Garach & company
(“the entities”) are separate legal entities.

References to “Garach Corporation”, are to one or more of the above-mentioned entities.
That reference does not imply that the entities are in partnership together, nor that one of the
entities accepts responsibility for the acts or omissions of another. Any reference to “we” or
“us” or “our” includes any one or more of the entities.

We have and will continue to take reasonable care to ensure that all information, in so far as
this is under its control, provided on this website is true and correct.

We shall not be responsible for, and therefore disclaims any liability for, any loss, liability,
damage (whether direct or consequential) or expense of any nature whatsoever which may
be suffered as a result of or which may be attributable, directly or indirectly, to the use of or
reliance upon any information, links or service provided through this website.

There is no warranty of any kind, expressed or implied, regarding the information or any
aspect of this service. Any warranty implied by law is hereby excluded except to the extent
such exclusion would be unlawful.

Links to other sites
Our website contains links to other sites. Please be aware that we are not responsible for the
privacy practices of such other sites. We encourage users to be aware when they leave our
site and to read the privacy statements of each and every website that collects personally
identifiable information. This privacy statement applies solely to information collected by this